Mortgage Master NMLS #174457
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At a glance
- Size91,730 home loans closed in 2025
- Loan typesConventional, FHA and VA
2025 figures are for LOANDEPOT.COM, LLC's filing.
What it closes
Share of its 2025 home loans: 66% Conventional, 25% FHA, 9% VA and 0% Other types.
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Who is Mortgage Master?
Mortgage Master is a brand of loanDepot (NMLS #174457), which is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerMortgage Master
- Brand ofloanDepot, NMLS #174457
- NMLS #174457
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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SEC filings
Parent company loanDepot, Inc. reported these SEC-filed figures. loanDepot, Inc. is the consolidated parent of loanDepot.com, LLC (NMLS 174457).
- Total assets$6,696,560,000
Figures from the parent company's 10-Q for the period ended June 30, 2026 (accession 0001831631-26-000086).
About Mortgage Master
Overview
loanDepot is a mortgage lender with consumer lending and wholesale broker channels. For borrowers, the company offers home-purchase and refinance financing along with home-equity borrowing.
Mortgage options
loanDepot's mortgage options include fixed-rate mortgages, adjustable-rate mortgages, FHA mortgages, VA loan programs, refinancing, cash-out refinancing, home equity lines of credit, and home equity loans.
How it works
Borrowers can apply online for mortgage and refinance loans through loanDepot.
Locations
loanDepot has 706 branches in 46 states and the District of Columbia.
Company details and licensing
loanDepot's legal entity is loanDepot.com, LLC, a limited liability company formed in Delaware on November 23, 2009. The company is headquartered at 6561 Irvine Center Drive, Irvine, California 92618, and its NMLS company ID is 174457. Trade names include LDWholesale, Mortgage Master, and mello. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #174457 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asLOANDEPOT.COM, LLC
- 2025 home loan decisionsOf 128,150 applications decided by LOANDEPOT.COM, LLC in 2025, 91,730 were originated, 2,212 were approved but not accepted by the borrower, and 34,208 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 73.3%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 22,609 applications were withdrawn by the borrower, 4,500 were closed for incompleteness, and 157 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.43 percentage points above the average prime offer rate (reported on 88,571 originations, 3,159 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$6,603.84 — originated closed-end household loans, 2025, 82,381 of 82,399 loans. FFIEC HMDA data browser.
- Median origination charges$2,262.89 — originated closed-end household loans, 2025, 82,381 of 82,399 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types60,296 Conventional, 22,700 FHA, 8,540 VA, 194 USDA — of 91,730 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for LOANDEPOT.COM, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
What is Mortgage Master's NMLS number?
Mortgage Master's NMLS number is 174457. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Where can I learn more about Mortgage Master?
This page has Mortgage Master's NMLS registration and company facts, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.