Saltwater Mortgage NMLS #2186916

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Key Facts

  • Lender or brokerSaltwater Mortgage
  • NMLS #2186916
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • In the FreeRateUpdate network since
  • Profile updated

About Saltwater Mortgage

Overview

Saltwater Mortgage is a Merritt Island, Florida mortgage company that works with borrowers on home purchases and refinances. Its borrower tools include an online pre-approval path for purchase loans and a refinance rate checker.

Mortgage options

Mortgage options include home purchase loans, refinancing, and cash-out refinancing, which lets a homeowner refinance while drawing on home equity.

How it works

Borrowers can start with online tools for pre-approval, refinance rate checking, and rate comparison. Saltwater Mortgage also supports a 100% online loan application.

Company details and licensing

Saltwater Mortgage's legal name is Saltwater Mortgage, Inc., a corporation formed in Florida, United States on 07/09/2021. The company is headquartered at 1351 N Courtenay Parkway #AA in Merritt Island, Florida 32953. Its NMLS company ID is 2186916.

Licensing is verifiable through NMLS Consumer Access.

Verify NMLS #2186916 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

What is Saltwater Mortgage's NMLS number?

Saltwater Mortgage's NMLS number is 2186916. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Saltwater Mortgage's NMLS ID?

Yes. We checked Saltwater Mortgage's company name and NMLS ID against the NMLS record on August 12, 2026. They've been in our lender network since April 2026. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about Saltwater Mortgage?

This page has Saltwater Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

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Mortgage Guides and Answers

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  • FAQ Answers to common mortgage and home equity questions, grouped by topic.
  • Blogs Longer explainers on buying, refinancing and borrowing against equity.
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