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Pacific Lending: 2025 loan data
Pacific Lending's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as PACIFIC LENDING LLC
- Home loans closed402Loans it funded in 2025
- Approval rate100%Of applications it said yes or no to
- Typical loan costs$12,233.65Middle amount, before taxes, prepaids and escrow
- Typical lender fees$6,582.50Its own charges to make the loan
What it closes
402 home loans closed in 2025
Share of its 2025 home loans: 49% Conventional, 35% FHA and 16% VA.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asPACIFIC LENDING LLC
- 2025 home loan decisionsOf 402 applications decided by PACIFIC LENDING LLC in 2025, 402 were originated, 0 were approved but not accepted by the borrower, and 0 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 100%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 102 applications were withdrawn by the borrower, 0 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.452 percentage points above the average prime offer rate (reported on 402 originations)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$12,233.65 — originated closed-end household loans, 2025, 402 loans. FFIEC HMDA data browser.
- Median origination charges$6,582.50 — originated closed-end household loans, 2025, 397 of 402 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types195 Conventional, 141 FHA, 66 VA — of 402 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for PACIFIC LENDING LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.