Mortgage Lender Reviews & Ratings » JWH Fin
JWH Fin NMLS #1433621
Key Facts
- LenderJWH Fin
- NMLS # 1433621
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
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About JWH Fin
Overview
JWH Financial, Inc. is a mortgage company based in Newport Beach, California, according to NMLS records. The company is listed under NMLS ID 1433621 and is organized as a corporation formed in California.
The company’s website presents JWH Financial as a discount mortgage lender and shows examples for conventional 30 year fixed and conventional 15 year fixed loans. The site also discusses both refinance and purchase scenarios, including appraisal waiver eligibility for a next refinance or purchase.
Public trade names associated with the company include SeeRates.com, www.compare15.com, First Plus Capital Funding, Happy Feet Home Loans, and JWH Financial. In plain terms, the public record shows one legal company carrying several nameplates.
Business Type
According to NMLS records, JWH Financial, Inc. is organized as a corporation. The company’s website describes JWH Financial as a mortgage lender and includes state licensing text that refers to mortgage banker licensing.
The website references both refinance and purchase activity, including language about refinance offers and appraisal waivers for refinance or purchase loans.
Website and Branding
Public website URLs associated with the company are www.compare15.com, www.jwhfinance.com, and www.seerates.com. The available website scrape for jwhfinance.com uses the title "JWH Financial: Discount Home Loans - Fast and Easy," while compare15.com uses the page title "Compare15."
Trade names listed in the provided record are SeeRates.com, www.compare15.com, First Plus Capital Funding, Happy Feet Home Loans, and JWH Financial.
Headquarters
NMLS records list the company’s primary address as 4685 MacArthur Court, Suite 300, Newport Beach, CA 92660, United States.
The same NMLS record lists the company as formed in California, United States. No address history was provided in the available evidence.
Years in Operation
NMLS records list JWH Financial, Inc. as formed on 11/05/2015. Using 2026 as the reference year, that equals 11 years since formation.
Loan Types
The company website shows pricing examples for conventional 30 year fixed and conventional 15 year fixed mortgages. It also discusses refinance activity and purchase activity, including appraisal waiver eligibility for a next refinance or purchase.
No additional loan types were detected in the provided website scrape or the available NMLS evidence.
Online Process
The company website describes an online quote and offer process. It states that borrowers can get a quote in 60 seconds, receive a loan estimate in 2 hours, and use an "Instant Online Offer 24/7."
The site also refers to a reduced documentation and virtually paperless loan process. Those are website statements, and the exact process may depend on the borrower, property, loan type, and documentation required.
Licensing Footprint
Licensing information was not available from the provided public sources at this time. The NMLS Consumer Access page was included in the evidence, but the fetch status was blocked and no licensed_states list was provided.
Branch states are not used here as a substitute for licensing. A physical branch location and a state mortgage license are two different entries in the ledger.
Scale
The available NMLS evidence lists 2 branches for JWH Financial, Inc., with branch states shown as AZ and FL.
No loan officer count, mortgage volume figure, or ranking data was provided in the available evidence.
Reputation
The BBB evidence provided did not identify a BBB rating for JWH Financial, Inc. It listed the business as not accredited, with low confidence in the match.
The company website states that JWH Financial was named one of America’s Fastest Growing Companies in 2021.
NMLS ID
JWH Financial, Inc. is listed with NMLS company ID 1433621. Consumers can use that number to look up the company through the NMLS Consumer Access website and review current licensing information.
Disclaimer
This profile is for informational purposes only. JWH Financial, Inc. is listed in the provided NMLS evidence under NMLS ID 1433621.
Mortgage licensing information can change. Readers should verify current license status directly with the lender or through NMLS Consumer Access before relying on licensing details.
NMLS #1433621 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is JWH Fin's NMLS number?
JWH Fin operates under NMLS #1433621. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
Where can I read reviews of JWH Fin?
Verified consumer ratings and reviews of JWH Fin are published on this FreeRateUpdate.com lender profile page.