Current as low as Mortgage and Home Equity Rates
FreeRateUpdate publishes the as low as mortgage and home equity rates and APRs we can verify from the lenders and brokers in our network. Individual terms vary; the details and assumptions behind each figure are available below.
| Purpose | Product | Term | As low as rate | APR* |
|---|---|---|---|---|
| Purchase | Fixed mortgage | 30 years | 6.250% | 6.468% |
| Purchase | Fixed mortgage | 15 years | 5.500% | 5.847% |
| Refinance | Fixed mortgage | 30 years | 6.124% | 6.281% |
| Refinance | Fixed mortgage | 15 years | 5.625% | 5.926% |
| Refinance | Fixed mortgage | 10 years | 5.500% | 5.781% |
| Cash-out refinance | Fixed mortgage | 30 years | 6.375% | 6.581% |
| Home equity | HELOC | Revolving | 7.050% | 7.050% |
| Home equity | Home equity loan | Fixed term | 8.125% | 8.574% |
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PARTICIPATING LENDERS
Compare NE Mortgage Refinance Offers
Lower Your Interest Rate in Nebraska
If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.
By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
Why should I lower my rate? |
Save money |
 |
Lower Payments |
Shorten Your Loan Term in Nebraska
Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.
Why should I shorten my term? |
Become mortgage-free quickly |
 |
Pay less interest |
Leverage Your Home's Equity in Nebraska
Take cash out of your home to apply to improvements, renovations, or other necessary expenses.
Why should I cash out? |
Renovations |
 |
Pay for other debts or emergencies |
Nebraska Mortgage Rates
Known for being the home of Warren Buffett and lots of farmland, Nebraska offers some beautiful plains right in the heart of the country. Anyone thinking about relocating to the Cornhuskers state will undoubtedly want to know as much as possible about the available mortgage rates and home values.
Common Nebraska Loan Types:
- Nebraska conventional mortgages: Conventional mortgages are made by private lenders without FHA insurance or a VA guaranty. Loan availability, qualifications, down payment, mortgage insurance, rates, and fees depend on the lender, borrower, property, and program.
- Nebraska FHA loans: FHA-insured mortgages are made by FHA-approved lenders and are not limited to first-time buyers. Eligibility and down payment depend on the borrower and property; loan limits and mortgage insurance vary by location and loan details.
- Nebraska VA loans: VA-backed mortgages are made by private lenders for eligible borrowers who meet VA and lender requirements. Some qualified purchase borrowers may use no down payment, while entitlement, appraisal, occupancy, funding-fee rules and exemptions, and lender requirements still apply.
Program information: FHA (HUD) and VA.gov.
How to Compare Nebraska Mortgage Rates
Mortgage pricing available in Nebraska varies by loan type, lender, borrower profile, property, points, and market timing. Lender credits can reduce upfront costs while changing the rate, and discount points can do the reverse; compare both on Nebraska quotes.