Current as low as Mortgage and Home Equity Rates
FreeRateUpdate publishes the as low as mortgage and home equity rates and APRs we can verify from the lenders and brokers in our network. Individual terms vary; the details and assumptions behind each figure are available below.
| Purpose | Product | Term | As low as rate | APR* |
|---|---|---|---|---|
| Purchase | Fixed mortgage | 30 years | 6.250% | 6.449% |
| Purchase | Fixed mortgage | 15 years | 5.490% | 5.804% |
| Refinance | Fixed mortgage | 30 years | 6.124% | 6.296% |
| Refinance | Fixed mortgage | 15 years | 5.490% | 5.779% |
| Refinance | Fixed mortgage | 10 years | 5.250% | 5.647% |
| Cash-out refinance | Fixed mortgage | 30 years | 6.375% | 6.541% |
| Home equity | HELOC | Revolving | 7.000% | 7.000% |
| Home equity | Home equity loan | Fixed term | 8.000% | 8.439% |
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Compare AR Mortgage Refinance Offers
Lower Your Interest Rate in Arkansas
If eligible, you can lower your interest rate. This could lead to lower payments and less money paid towards interest.
By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
Why should I lower my rate? |
Save money |
 |
Lower Payments |
Shorten Your Loan Term in Arkansas
Shorten your loan term when refinancing from a 30-year term to a 15-year term. You may also lower your rate.
Why should I shorten my term? |
Become mortgage-free quickly |
 |
Pay less interest |
Leverage Your Home's Equity in Arkansas
Take cash out of your home to apply to improvements, renovations, or other necessary expenses.
Why should I cash out? |
Renovations |
 |
Pay for other debts or emergencies |