Mortgage Lender Reviews & Ratings » Downs Financial
Downs Financial NMLS #3041
Key Facts
- LenderDowns Financial
- NMLS # 3041
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
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About Downs Financial
Overview
Downs Financial, Inc. is listed in NMLS records under company ID 3041. According to those records, the company is a corporation formed in Colorado, United States.
The available evidence identifies a public website at www.downsinc.com and trade names of Downs Financial, Inc. and SHILOE ANNE DOWNS. Specific loan products, borrower segments, and online application features were not identified in the provided website evidence.
Business Type
According to NMLS records, Downs Financial, Inc. is a corporation. The provided evidence does not state whether the company operates as a direct lender, mortgage broker, or both.
The available information also does not identify whether its mortgage activity is focused on purchase loans, refinance loans, or both.
Website Branding
The public website URL listed for Downs Financial, Inc. is www.downsinc.com.
The trade names provided in the record are Downs Financial, Inc. and SHILOE ANNE DOWNS. That is the branding visible in the available evidence, spare as a short ledger entry.
Headquarters
NMLS records list the company address as 1159 S Clayton Street, Denver, CO 80210, United States.
The company is listed as formed in Colorado, United States. No address history was provided in the available evidence.
Years in Operation
According to NMLS records, Downs Financial, Inc. was formed on 04/23/1998.
Based on the current year provided, 2026, that places the company at approximately 28 years in operation.
Loan Types
The provided NMLS and website evidence does not identify specific loan products for Downs Financial, Inc.
No conventional, FHA, VA, USDA, jumbo, refinance, or other product categories were detected in the available website data.
Licensing Footprint
Licensing information by state was not available from public sources in the provided evidence at this time. The NMLS Consumer Access page was listed, but the fetch status was blocked and no licensed states were returned.
Branch locations are not the same as licenses, so the branch states listed elsewhere in this profile are not used here as a substitute for state licensing.
Scale
The available branch data lists 2 branches for Downs Financial, Inc., located in California and Texas.
No loan officer count, origination volume, or ranking data was provided in the available evidence.
Reputation
The BBB evidence provided did not include a rating for Downs Financial, Inc. It listed the business as not accredited, with low confidence in the match.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
Downs Financial, Inc. is listed with NMLS company ID 3041.
Consumers can verify current license status and company details through the NMLS Consumer Access website.
Disclaimer
This profile is for informational purposes only. Downs Financial, Inc. is listed with NMLS ID 3041.
Licensing information is subject to change. Readers should verify current licensing and company details directly with the lender or through NMLS Consumer Access.
NMLS #3041 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is Downs Financial's NMLS number?
Downs Financial operates under NMLS #3041. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
Where can I read reviews of Downs Financial?
Verified consumer ratings and reviews of Downs Financial are published on this FreeRateUpdate.com lender profile page.