Disclosure current as of
February 10, 2020
15-year Fixed Rate Mortgage Rates as low as 2.7% (2.8% APR)
Loan Amount: $320,000, based on an 80% LTV (Home Value $400,000)
Fixed Interest Rate: 2.740%
Annual Percentage Rate: 2.819%
Monthly Payment: $2,171/ month for 180 monthly payments, plus taxes and insurance
Loan Discount Points 0.225% ($720) plus $1,409 in Loan Origination fees
Mortgage Broker License #'22144
Mortgage Broker/Lender License #AK1154338
Arizona Mortgage Broker License #'s MB-0927475 and MBBR-0119514, Peoria Branch NMLS# 1189573
FreeRateUpdate.com, 6 Dickinson Drive, Bldg 300, Ste 301A, Chadds Ford, PA 19317, 855-315-7283
Colorado Mortgage Company Registration NMLS #1154338, (888) 474-0404, Regulated by the Division of Real Estate
Mortgage Broker License MB-1154338
Broker License #021791
District of Columbia
Mortgage Broker License MLB1154338
Mortgage Broker License MBR1826
Residential Mortgage Licensee (#46361), 6 Dickinson Drive, Building 300, Suite 301A, Chadds Ford, PA 19317
MortgageBroker/Lender License #MBL-8847
Illinois Residential Mortgage Licensee #MB.6761174, Department of Financial and Professional Regulation, 310 S. Michigan Avenue, Suite 2130, Chicago, Illinois, 60604-4278 (312) 793-3000 6 Dickinson Drive, Bldg 300, Ste 301A, Chadds Ford, PA 19317
Indiana - SOS
Loan Broker License #1154338
Mortgage Broker License, #2015-0115
Mortgage Company License #MC.0025256
FreeRateUpdate.com, LLC, Loan Broker License NMLS#1154338
Mortgage Lender License #23016
1st Mortgage Broker License #FL0019773
Residential Mortgage Originator License #MN-MO-1154338
Mortgage Broker License #1154338. Licensed by the Mississippi Department of Banking and Consumer Finance
Mortgage Broker License #1154338
Mortgage Banker License
FreeRateUpdate.com LLC, 6 Dickinsonson Drive, Building 300, Suite 301A, Chadds Ford, PA 19317. Nevada Mortgage Broker License #4115
Licensed by the New Hampshire Banking Department #20964-MBR
FreeRateUpdate.com LLC, 6 Dickinson Drive, Building 3, Suite 301A, Chadds Ford, PA 19317, Licensed Residential Mortgage Broker New Jersey Banking and Insurance Department.
Mortgage Loan Company License
Mortgage Broker License, #MB010708
FreeRateUpdate.com LLC, License #ML-5428
Licensed as Mortgage Broker by the Department of Banking and licensed pursuant to the Pennsylvania Secondary Mortgage Loan Act, License #51602
Rhode Island Licensed Lender
South Carolina DCA
Mortgage Brokerage License, NMLS #1154338
Mortgage Brokerage License, #MB 00041
Mortgage License #124844
FreeRateUpdate.com, LLC, 6 Dickinson Drive, Suite 301A, Chadds Ford, PA 19317
FreeRateUpdate.com LLC, NMLS ID #1154338; (www.nmlsconsumeraccess.org)
Mortgage Broker License, #MB-1154338
Mortgage Broker License, #MB-34793
Mortgage Broker License, #1154338BR
Mortgage Broker License, #2874
FreeRateUpdate.com National Mortgage System Licensing Number 1154338.
To go to the NMLS access Page please click on http://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1154338
In Texas – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov.
California Bureau of Real Estate - Real Estate Broker, License #01996413, NMLS # 1452444
FreeRateUpdate.com Corporation National Mortgage System Licensing Number 1452444.
To go to the NMLS access Page please click on http://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1452444
FreeRateUpdate.com does not make mortgage loans or commitments.
If your loan request is forwarded to a Lender that makes you an offer, you should receive from the Lender a good faith estimate(GFE) required under RESPA and an initial disclosure statement required under the TILA, each within three (3) business days from the date you submit an application with the Lender. If the Lender denies your request for credit and that action is based, in whole or in part, on any information contained in a consumer credit report, you have the right to obtain, within sixty (60) days, a free copy of your consumer credit report from the credit reporting agency that compiles and maintains files on consumers on a nationwide basis. You also have the right to dispute the accuracy or completeness of any information in a consumer credit report furnished by the consumer credit reporting agency by contacting that agency directly.
An applicant, if married, may apply for a separate account / credit.
FREERATEUPDATE.COM IS A MARKETING LEAD GENERATOR AND IS NOT A LICENSED MORTGAGE BROKER OR LENDER EXCEPT AS NOTED ABOVE. ITS MAIN OFFICE IS LOCATED AT 5 Christy Drive, Suite 204, Chadds Ford, PA 19137
CONTACT US AT: 877-346-4135 or [email protected]
The information and disclosures above relate to advertised terms made by or through FreeRateUpdate.com.