30-year fixed mortgage rates are at 4.25% for well-qualified borrowers with a 20% down payment who pay .07 to 1 point origination. 15-year fixed mortgage rates are at 3.75%. Both conforming fixed mortgage rates are record lows and verified as available by FreeRateUpdate.com through research of over 2 dozen wholesale lenders’ rate sheets for brokers.

Today’s FHA 30-year fixed loan rate is 4.25%, the same as today’s 30-year fixed conforming mortgage rate. The difference is in closing costs. FHA loans typically have higher closing fees than conforming mortgages because of MI and other FHA fees. FHA still offers the smallest down payment on the market of just 3.5% making FHA loans most popular with those buying a home.

Jumbo mortgage rates are holding at their record low. Today’s 30-year fixed jumbo loan rate is 5.125%.

Wells Fargo, the nations number one mortgage originator by volume, is offering on their website a conforming 30-year fixed mortgage rate of 4.5% with an APR of 4.686.

To display today’s mortgage rates on your website or blog please use FreeRateUpdate.com’s current mortgage rates widget.

Today’s 30-year fixed mortgage rate, available to qualified consumers with a 20% down-payment who pay 1 point origination, is 4.125%, the same as it was yesterday. Today’s 15-year fixed mortgage rate is 3.625%. Both conventional Fannie Freddie insured fixed mortgage rates are at all-time record lows.

FHA mortgage rates are nearly identical to those of conforming mortgages. Today’s 30-year fixed FHA loan rate is 4.25%. MI and other FHA fees make FHA loans more expensive than conforming mortgages.

Today’s 30-year fixed jumbo loan rate, for true jumbo mortgages exceeding conforming jumbo loan limits, is 5.125%. That’s a record.

Wells Fargo continues to advertise on their website a conventional 30-year fixed rate of 4.5% with an APR of 4.686.

To display today’s mortgage rates on your website or blog use our free mortgage rates widget.

For now, conforming 30-year fixed mortgage rates remain at an all-time record low 4.125% for well-qualified borrowers paying a standard .07 to 1 point origination. 15-year fixed mortgage rates remain at 3.625%, also a record low.

FHA mortgages continue to have similar rates to those of conforming mortgages. 30-year fixed FHA loans are available today at 4.125%; however, MI and other FHA fees make the APR (closing cost) higher than that of a conventional mortgage with the same note rate and origination fee.

Today’s 30-year fixed jumbo rate remains at a record low 5.25%.

FreeRateUpdate.com researches over 2 dozen wholesale lenders’ rate sheets to determine the most accurate mortgage interest rates available to consumers who are well-qualified, and willing to pay about 1 point origination.

Wells Fargo is advertising on their website a 30-year fixed-rate of 4.5% with an APR of 4.686.

To display today’s mortgage rates on your website or blog use our free mortgage rates widget.

Click here for California Mortgage Rates.

Today’s FHA 30-yr fixed loan rate also dipped an 1/8 to 4.125%. It should be mentioned MI and other FHA fees make closing fees higher on an FHA loan that has the same note rate and origination as a conforming mortgage.

Today’s jumbo 30-year fixed-rate, for jumbo loans exceeding jumbo conforming “high balance” county loan limits, remains at 5.25%

As of 07/15/2010 03:00 PM Eastern Wells Fargo’s 30-year fixed mortgage rate for a conventional mortgage was improved by an 1/8 to 4.5% with an APR of 4.686.

Why the decline in mortgage rates?

Mortgage-backed securities prices, which drive mortgage rates in the opposite direction, increased +9/32 (FNMA 30-yr 4.0 at 101.22) today after Manufacturing data and the Philly Fed came in weaker than expected, and PPI inflation was reported low. Investors, not confident in the global economy, are seeking the safety of US bonds, including MBS, helping mortgage rates.

FHA mortgage rates are still the same as conforming. MI and other FHA fees make FHA loans more expensive.

The current jumbo 30-yr fixed rate is holding at 5.375%.

Wells Fargo made no change to their advertised 30-yr fixed rate, which according to their website is 4.75% with a 4.939 APR.

Mortgage rates are at risk rise, we’re just on the edge of higher rates.

To display current mortgage rates on your website or blog please use our free mortgage rates widget.

For now, 30-year fixed mortgage rates are at 4.375% for well-qualified consumers paying a standard .07 to 1 point origination. 15-year fixed mortgage rates are holding at a record low 3.875%. 5/1 ARM rates are steady at 3.5%

FHA mortgage rates are still the same as conforming. Cost of an FHA loan is much higher to due to MI and other FHA fees.

30-year fixed jumbo mortgage rates, also steady, have held at 5.375% for the past 2 weeks.

Wells Fargo, the #1 originator of new mortgages by volume, continues to advertise on their website a conforming 30-year fixed mortgage rate of 4.75% with an APR of 4.939.

To display current mortgage rates on your website or blog use our free mortgage rates widget.

FreeRateUpdate.com researches over 2 dozen wholesale lenders’ rate sheets to find the most accurate rates available to well-qualified consumers at a standard origination fee of .07 to 1 point.

For now, the conventional 30-year fixed mortgage rate remains at 4.5% for well-qualified borrowers paying a standard .07 to 1 point origination. 15-year fixed mortgage rates remain at 3.875%, an all time record low. These rates have been verified as being available by FreeRateUpdate.com research of over 2 dozen wholesale lenders’ rate sheets for brokers.

FHA mortgage rates continue to mirror conforming rates and are unchanged today.

Jumbo mortgage rates are steady and also unchanged. Today’s jumbo 30-year fixed-rate remains at 5.375%.

Wells Fargo continues to advertise a 4.75% 30-year fixed-rate on their website, with an APR pf 4.939. Wells Fargo is currently the #1 originator by volume of new mortgages.

To display today’s mortgage rates on your website or weblog use our free mortgage rates widget.

30-year fixed mortgage rates, which reached a record low rate of 4.375% and held their for days, have risen 1/8 to 4.5% for well-qualified consumers paying a standard .07 to 1 point origination. 15-year fixed mortgage rates have held remaining at a record low rate of 3.875%.

30-year fixed FHA mortgage rates continue to match those of conforming mortgages. Despite the same note rate as a conventional 30-year fixed mortgage, FHA loans have a higher APR due to MI and other FHA fees not charged on a standard mortgage.

Jumbo mortgage rates haven’t moved yet and today’s 30-year fixed jumbo loan rate remains at 5.375%

These rates are available to well-qualified consumers today at a standard .07 to 1 point origination as verified by FreeRateUpdate.com research of wholesale lenders’ rate sheets for brokers.

Wells Fargo, the number one originator of mortgages by volume, is offering on their website a 30-year fixed-rate of 4.75 with an APR of 4.939%. Wells Fargo’s 30-year fixed mortgage rates are unchanged from yesterday.

To display mortgage rates on your website or blog try our free mortgage rates widget.

30-year fixed mortgage rates are at 4.375% today for well-qualified consumers paying a standard .07 to 1 point origination. 15-year fixed mortgage rates are at 3.875%.

FHA mortgage rates continue to be the same as conforming. Higher fees including MI make FHA loans more expensive.

Jumbo mortgage rates are steady. Today’s jumbo 30-year fixed mortgage rate is 5.375%.

Wells Fargo recently lowered their 30 year fixed mortgage rate advertised on their website from 4.875% to 4.75% with an APR of 4.939. Wells Fargo originates a higher volume of new mortgages than any other lender in the United States.

To display current mortgage rates on your website try our free mortgage rates widget.

The dip in mortgage rates was caused by soaring mortgage-backed securities prices Friday. MBS prices, which move mortgage rates their opposite, rose +21/32 (FNMA 30-yr 4.5 at 102.23). The increase in MBS prices was attributed to a worse than expected jobs report and Hungary debt concerns.

FHA mortgage rates are the same as conforming.

Jumbo mortgage rates are steady and the jumbo 30-year fixed-rate remains at 5.375%

Wells Fargo, who originates more mortgages than any other U.S. lender, is advertising a conforming 30-year fixed-rate of 4.75 with an APR of 4.939, down about 1/8 from last week.

Today MBS prices are unchanged and as a result so are mortgage rates.

To display current mortgage rates on your website or blog use our free mortgage rates widget.