Mortgage Rates Today

Today's Mortgage Rates (FreeRateUpdate.com) -- 30 Yr Fixed 4.750........15 Yr Fixed 4.250.........5/1 ARM 3.625...........FHA 30 Year Fixed 4.750...........Jumbo 30 Year Fixed 5.625....... - Mortgage rates are stable.

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Mortgage Rates Today: Today’s 30 Year Fixed Mortgage Rate With 1 Point Origination is at 4.875%

Ed Ferrara | February 22, 2010 | 0 Comments

LOS ANGELES, CA — Feb. 22, 2010 (http://www.freerateupdate.com/) – FreeRateUpdate.com research of wholesale lenders’ rate sheets shows the conforming 30 year fixed rate, with 1 point origination (at par), is at 4.875% today, up from 4.75% most of last week. The FHA 30 year fixed rate with 1 point origination (at par) is also at 4.875% today, up from last week. Other fees charged by FHA, including MI, a premium, make FHA loans far more expensive than conforming Fannie Mae and Freddie Mac… Read more

Today’s Mortgage Rates Associated with .07 to 1 Point Origination (at par) – FreeRateUpdate.com

Bruno Mckenzie | February 19, 2010 | 0 Comments

SHEEPSHEAD BAY BROOKLYN, NY — Feb. 19 (FreeRateUpdate.com) – FreeRateUpdate.com research of wholesale lenders’ rate sheets shows 30 year fixed mortgage rates associated with .07 to 1 point in origination (at par) rose to 4.875 percent, from 4.75 yesterday. This rate increase applies to conforming 30 year fixed (standard 30 year fixed) products as well as FHA 30 year fixed loans. The jumbo 30 year fixed rate, associated with .07 to 1 point origination (at par) remains 5.75. It should be… Read more

Today’s Mortgage Rates: Northern California Mortgage Rates and the Little Rate Schoolhouse

Mark Simons | February 18, 2010 | 0 Comments

SAN FRANCISCO, CA — Feb. 18 (FreeRateUpdate.com) - Rates for our POV* Mortgage product came out today and repriced for the worse with most Wholesale Lenders. In fact one Lender had a two reprices within 18 minutes of each other! More on that later. Conforming Rates at 4.875% with Jumbo Conforming Rates at 5.0% SUPER Jumbos at 5.75%. Questions and scenarios are always welcome at lololoans@yahoo.com Did the rate increases have anything to do with the Fed’s action today?… Read more

Today’s 30 Year Fixed Conforming and FHA Mortgage Rates Hanging on to 4 3/4 by a Thread

Ed Ferrara | February 18, 2010 | 0 Comments

LOS ANGELES, CA — Feb. 18 (FreeRateUpdate.com) – Following a big decline yesterday afternoon in mortgage-backed securities prices (-14/32 FNMA 30-yr 4.5 at 100.23), mortgage rates, which move in the opposite direction, are hanging onto 4.75% by a thread. Both conforming and FHA 30 year fixed mortgage rates at par could rise an 1/8 with any sort of further declines in MBS. So far in the early morning, MBS prices are up a tad +3/32. Today we could see some real movement in mortgage rates…. Read more

Conforming, FHA, and Jumbo Mortgage Interest Rates Unchanged by Today’s Economic Data

Ed Ferrara | February 17, 2010 | 0 Comments

LOS ANGELES, CA — Feb. 17 (FreeRateUpdate.com) – A slew of economic data released today did little to mortgage-backed securities prices, which effect mortgage rates, this morning. MBS prices are down slightly -6/32 (FNMA 30-yr 4.5 at 100.30), not nearly enough to change mortgage interest rates for the worse. Mortgage rates for conforming and FHA loans move opposite MBS prices. Data released today was mixed. January Housing Starts rose 3% to an annual rate of 591K units, the highest level in… Read more

Edging Down? Today’s Mortgage Rates Survive Stock Rally, Closing Costs Down.

Ed Ferrara | February 16, 2010 | 0 Comments

LOS ANGELES, CA – Feb. 16 (FreeRateUpdate.com) – Mortgage rates seem to be edging down. Despite a stock market rally, which usually involves investors moving away from bonds for bigger profits hurting mortgage rates, mortgage-backed securities gained today +5/32 (FNMA 30-yr 4.5 at 101.03) strengthening mortgage rates. 30 year fixed mortgage rates for conforming and FHA loans at par remain at 4.75%. MBS prices have continued to rise since January’s lows. As a result of the rise in MBS… Read more

Current Mortgage Rates Stuck – No Mortgage Rate Moving Data Today

Ed Ferrara | February 16, 2010 | 0 Comments

LOS ANGELES, CA — Feb. 16 (FreeRateUpdate.com) - Mortgage-backed securities prices, which move mortgage rates in the opposite direction, are down just a tad this morning -2/32 (FNMA 30-yr 4.5 at 100.28). This small decline is not enough to move mortgage rates and with no more major economic data to be released today it’s highly unlikely mortgage rates change. The Dow is up over 100 points, so it is possible we see changes for the worse in pricing, which effects closing costs on mortgages,… Read more

Conforming, FHA, Jumbo Mortgage Interest Rates (30 Year Fixed) Not Budging

Bruno Mckenzie | February 16, 2010 | 0 Comments

SHEEPSHEAD BAY, NY — Feb. 16 (FreeRateUpdate.com) – Mortgage rates haven’t been doing a whole lot lately. Despite volatile stock markets, and volatile mortgage-backed securities markets, mortgage rates have been cemented at current levels for weeks. The stock market has done a bit of the same. The Dow, up over 86 points today at 8:13 AM PST, has been up and down and overall relatively unchanged since a decline to around 10,000. The much awaited end of the Fed’s MBS purchase program on March… Read more

Today’s Mortgage Rates Unchanged from Mortgage Rates Monday Morning

Bruno Mckenzie | February 12, 2010 | 0 Comments

SHEEPSHEAD BAY, NY — Feb. 12 (FreeRateUpdate.com – Usually I deliver these updates after midnight. Today let’s call it, “coffee after noon”. Doesn’t have much of a ring to it does it? Mortgage rates are cemented at 4.75%, the same as they were on Monday morning, with no chance of going up today following gains in MBS prices this morning. Mortgage-backed securities, which dictate mortgage rates moving them in the opposite direction, are up + 8/32 as of noon eastern time. The Dow Jones… Read more

Today’s Mortgage Rates at Par: Mortgage Rates Today Just Hangin’ On

Ed Ferrara | February 11, 2010 | 0 Comments

LOS ANGELES, CA — Feb. 11 (FreeRateUpdate.com) – Today’s mortgage rates are just hangin’ on. Mortgage-backed securities prices are unchanged (FNMA 30-yr 4.5 at 100.20), but down still from earlier yesterday. The decline in MBS prices, of which mortgage rates move opposite, hasn’t been enough to change mortgage rates but has effected pricing for the worse. Pricing has worsened pushing closing costs up a bit today compared to yesterday at the same time. There’s no major economic data set to be… Read more

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