Rising slightly, low conforming mortgage rates are still available. 30 year fixed mortgage rates are at 4.750%, 15 year fixed mortgage rates are at 3.875% and 5/1 ARM loan rates are at 3.125%, all increasing .125%. These are the lowest mortgage rates available with 0.7 to 1% origination fee to borrowers who have maintained good credit and can meet lender guidelines.

FHA fixed mortgage rates also have increased today. FHA 30 year fixed mortgage interest rates are at 4.500% which is up .125%. FHA 15 year fixed mortgage interest rates are at 4.250%, up .250%. Remaining the same, FHA 5/1 ARM loan rates are at 3.750%. Even with today’s increase, these continue to be low FHA mortgage rates as compared to several years ago. FHA closing costs (APR) are higher due to the upfront mortgage insurance premium and other various FHA fees.

Following the same pattern, some jumbo mortgage rates also saw a slight jump. Jumbo 30 year fixed mortgage rates increased .125% and are at 5.375% while jumbo 15 year fixed mortgage rates remained the same and are at 5.000%. Jumbo 5/1 ARM loan rates are at 3.875%, up .250%. Borrowers with excellent credit can still obtain these low jumbo mortgage rates with 0.7 to 1% origination point.

Current Wells Fargo California 30 year fixed mortgage interest rates are at 5.000% (5.191% APR).

MBS prices (mortgage backed securities) are up +3/32 (FNMA 30 yr 4.5 at 101.18). MBS prices affect mortgage rates which move in the opposite direction. The Mortgage Bankers Association report shows that the both weekly purchase and refinance activity decreased. Prior to Friday’s unemployment report, the ADP forecast shows an increase in private sector jobs in March. The stock market is up again as it continues to rally.

FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders’ rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1% point origination fee.

30 year fixed mortgage interest rates remain low and are at 4.625%. 15 year fixed mortgage interest rates are at 3.750%, which is lower than FHA 15 year fixed mortgage rates. 5/1 ARM loan rates are at 3.000%. For borrowers with good credit and the ability to meet lender approval, these are the lowest mortgage rates available with 0.7 to 1% origination fee.

Low FHA mortgage rates continue to be popular with borrowers. FHA 30 year fixed mortgage rates are at 4.375%, FHA 15 year fixed mortgage rates are at 4.000% and FHA 5/1 ARM loan rates are at 3.750%. Combining FHA low down payment requirements and low FHA mortgage rates is especially appealing to first time home buyers even though FHA closing costs (APR) are higher due to the upfront mortgage insurance premium and other applicable FHA fees.

Jumbo mortgage loans are also experiencing low jumbo mortgage interest rates. Jumbo 30 year fixed mortgage rates are at 5.250% and jumbo 15 year fixed mortgage rates are at 5.000%. Jumbo 5/1 ARM loan rates are at 3.625%. With excellent credit, these are the lowest jumbo mortgage rates available to borrowers with 0.7 to 1% origination point.

Today’s Wells Fargo California 30 year fixed mortgage rates are at 4.875% (5.065% APR).

MBS prices (mortgage backed securities) are down -7/32 which is below earlier pricing of -2/32. Mortgage rates move in the opposite direction of MBS prices. Consumer confidence report for March was released today showing a decline as concerns over unemployment, higher oil prices and unrest in the Middle East continue, even though other factors indicate a slow economic recovery. Case Shiller home prices showed a decline in January in most cities that were surveyed. The stock market continued its recent rally which pushed MBS prices down.

FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders’ rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1% point origination fee.

Low 30 year fixed mortgage rates are at 4.625%, 15 year fixed mortgage rates are at 3.750% and 5/1 ARM loan rates are at 3.000%. These are the lowest mortgage rates available to well qualified borrowers with 0.7 to 1% origination fee. Borrowers choose low fixed conforming mortgage rates because they offer the security of monthly mortgage payments that remain the same for the life of the loan.

FHA mortgage rates continue to be low and competitive making them attractive, especially for first time home buyers. FHA 30 year fixed mortgage interest rates are at 4.375%, FHA 15 year fixed mortgage interest rates are at 4.000% and FHA 5/1 ARM loan rates are at 3.750%. FHA mortgages offer low mortgage rates as well as low down payment requirements. On the other hand, FHA closing costs (APR) are usually higher due to the upfront mortgage insurance premium and other FHA fees.

Still enticing high end borrowers are the low jumbo mortgage rates. Jumbo 30 year fixed mortgage rates are at 5.250%, jumbo 15 year fixed mortgage rates are at 5.000% and jumbo 5/1 ARM loan rates are at 3.625%. These are the lowest jumbo mortgage rates available with 0.7 to 1% origination fee to borrowers with excellent credit.

Current Wells Fargo California 30 year fixed mortgage interest rates are at 4.875% (5.065% APR).

MBS prices are up +1/32 which is above earlier pricing of -5/32. Mortgage rates move in the opposite direction of MBS prices. The National Association of Realtors reported today that pending home sales increased in February. In other reports, personal income increased as well as personal spending.

FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders’ rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1% point origination fee.

Conforming mortgage loans are still offering record low mortgage rates. 30 year fixed mortgage rates are at 4.625% and 15 year fixed mortgage rates are at 3.750%. 5/1 ARM loan rates are at 3.000%. Available with 0.7 to 1% origination fee, these are the lowest mortgage rates available to borrowers who have maintained good credit and the ability to meet lender guidelines for approval.

Low FHA mortgage rates have remained competitive with conforming mortgage rates. FHA 30 year fixed mortgage interest rates are at 4.375% and FHA 15 year fixed mortgage rates are at 4.000%. FHA 5/1 ARM loan rates are at 3.750%. Borrowers look to FHA mortgage loans for the benefits they offer such as the low down payment requirements, low mortgage rates and easier credit qualifying. Due to the upfront mortgage insurance premium and other applicable FHA fees, FHA closing costs (APR) tend to be higher than conforming mortgage loans.

High end borrowers continue to enjoy record low jumbo mortgage rates. Jumbo 30 year fixed mortgage rates are at 5.250% and jumbo 15 year fixed mortgage rates are at 5.000%, jumbo 5/1 ARM loan rates are at 3.625%. Jumbo mortgage loans are necessary for mortgage financing above the conforming loan limit which is $417,000 to $729,250 depending on location. Well qualified borrowers looking for low jumbo mortgage rates will find that these are the lowest jumbo mortgage rates available with 0.7 to 1% origination point.

Current Wells Fargo California 30 year fixed mortgage rates are at 4.875% (5.065% APR).

MBS prices are down -3/21 (FNMA 30 yr 4.5 at 101.22) which is below earlier pricing of +3/32. MBS prices affect mortgage rates which move in the opposite direction. The Fed announced today the need to tighten monetary policy in order to avoid inflation. It was also reported that consumer sentiment decreased lower than anticipated. The Commerce Department reported that gross domestic product increased in the fourth quarter of 2010 at a rate of 3.1% which was better than predicted. The stock market continued a three day rally today and is up 50 points.

FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders’ rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1% point origination.

Current 30 year fixed mortgage interest rates are at 4.625%, 15 year fixed mortgage interest rates are at 3.750% and 5/1 ARM loan rates are at 3.000%. Remaining the same since last week, these are the best mortgage rates available with 0.7 to 1% origination fee to borrowers who have established good credit and can meet lender guidelines.

Today’s FHA 30 year fixed mortgage rates are at 4.375%, FHA 15 year fixed mortgage rates are at 4.000% and FHA 5/1 ARM loan rates are at 3.750%. FHA mortgage loans are consumer friendly since they require low down payments and offer easier credit qualifying. On the other hand, FHA closing costs (APR) are higher than conforming mortgage loans because of various FHA fees and the upfront mortgage insurance premium.

Current jumbo 30 year fixed mortgage interest rates are at 5.250%, jumbo 15 year fixed mortgage interest rates are at 5.000% and jumbo 5/1 ARM loan rates are at 3.625%. Borrowers require jumbo mortgage loans for amounts over the current conforming loan limit which is $417,000 to $729,250 depending on the area. For those borrowers with outstanding credit, these jumbo mortgage rates are available with 0.7 to 1% origination point.

Today’s Wells Fargo California 30 year fixed mortgage interest rates are at 4.875% (5.065% APR).

MBS prices (mortgage backed securities) are down -4/32 (FNMA 30 yr 4.5 at 101.28). Mortgage rates move in the opposite direction of MBS prices. Economic data released today included durable goods orders which dropped more than expected in February and weekly jobless claims which showed a decrease of 5,000. The Dow is up again today. Overall, it is a low keyed day for markets.

FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders’ rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1% point origination.

Today’s 30 year fixed mortgage rates are at 4.625% and 15 year fixed mortgage rates are at 3.750%. 5/1 ARM loan rates are at 3.000%. These low conforming mortgage rates have remained the same for over a week and are available with 0.7 to 1% origination fee to borrowers with good credit.

Current FHA 30 year fixed mortgage interest rates are at 4.375% and FHA 15 year fixed mortgage interest rates are at 4.000%. FHA 5/1 ARM loan rates are at 3.750%. Borrowers who opt for FHA mortgage loans must pay higher FHA closing costs (APR) due to applicable FHA fees and the upfront mortgage insurance premium. On the positive side, FHA mortgage loans require low down payments and easier credit qualifying.

Today’s jumbo 30 year fixed mortgage rates are at 5.250% and jumbo 15 year fixed mortgage interest rates are at 5.000%. Jumbo 5/1 ARM loan rates are at 3.625%. Jumbo mortgage loans are necessary for mortgage financing above the conforming loan limit which is $417,000 to $729,250 depending on the location of the property. Borrowers must have excellent credit to obtain these jumbo mortgage rates with 0.7 to 1% origination point.

Current Wells Fargo California 30 year fixed mortgage rates are at 4.875% (5.065% APR).

Mortgage backed securities (MBS) prices are unchanged after earlier pricing of +5/32. MBS prices are the main factor driving mortgage rates which move in the opposite direction. The Mortgage Bankers Association reported today that mortgage application activity, which includes refinances and purchases, was up last week. At the same time, new home sales slid to a record low during the month of February. The Dow is currently up 50 points.

FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders’ rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1% point origination.

Current 30 year fixed mortgage interest rates are at 4.625%, 15 year fixed mortgage interest rates are at 3.750% and 5/1 ARM loan rates are at 3.000%. These low conforming mortgage rates are available with 0.7 to 1% origination fee to borrowers with good credit and the ability to meet lenders guidelines. Many borrowers choose conforming fixed rate mortgage loans because the monthly mortgage payments remain the same for the life of the loan.

Today’s FHA 30 year fixed mortgage rates are at 4.375%, FHA 15 year fixed mortgage rates are at 4.000% and FHA 5/1 ARM loan rates are at 3.750%. FHA mortgage loans offer borrowers many benefits including low down payment requirements. In return, borrowers pay higher FHA closing costs (APR) due to various FHA fees and the upfront mortgage insurance premium.

Current jumbo 30 year fixed mortgage interest rates are at 5.250%, jumbo 15 year fixed mortgage rates are at 5.000% and jumbo 5/1 ARM loan rates are at 3.625%. For borrowers with excellent credit, these low jumbo mortgage rates are available with 0.7 to 1% origination point. Jumbo mortgage loans are necessary for mortgage loans above the conforming loan limit.

Today’s Wells Fargo California 30 year fixed mortgage interest rates are at 4.875% (5.065% APR).

MBS prices (mortgage backed securities) are down -2/32 (FNMA 30 yr 4.5 at 101.29). Earlier pricing was at -6/32. Mortgage rates move in the opposite direction of MBS prices. It has been a quiet day for markets even though numerous events around the world are still happening. FHFA reported today that U.S. Home prices declined 0.3% from December to January.

FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders’ rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1% point origination.

Today’s 30 year fixed mortgage rates are at 4.625% and 15 year fixed mortgage rates are at 3.750%. 5/1 ARM loan rates are at 3.000%. Conforming fixed mortgage loans offer borrowers the security of having the same monthly mortgage payment for the entire life of the loan. Borrowers with good credit can still obtain these low conforming mortgage rates with 0.7 to 1% origination fee.

Current FHA 30 year fixed mortgage interest rates are at 4.375% and FHA 15 year fixed mortgage interest rates are at 4.000%. FHA 5/1 ARM loan rates are at 3.750%. Various FHA fees and the upfront mortgage insurance premium contribute to higher FHA closing costs (APR), although FHA’s low down payment requirement still attracts borrowers, especially first time home buyers.

Today’s jumbo 30 year fixed mortgage rates are at 5.250% and jumbo 15 year fixed mortgage rates are at 5.000%. Jumbo 5/1 ARM loan rates are at 3.625%. For the high end borrower, these low jumbo mortgage rates are available with 0.7 to 1% origination point provided they have excellent credit and can meet lender guidelines.

Current Wells Fargo California 30 year fixed mortgage rates are at 4.875% (5.065% APR).

MBS prices (mortgage backed securities) are down -9/32 (FNMA 30 yr 4.5 at 102.04) after earlier pricing of -17/32. MBS prices affect mortgage rates which move in the opposite direction. Today’s economic data released included existing home sales which decreased for the month of February. The Treasury, looking at improved economic conditions, announced today that it will sell its remaining $142 billion in mortgage backed securities which created volatility in MBS markets.

FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders’ rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1% point origination.

Current 30 year fixed mortgage interest rates are at 4.625%, 15 year fixed mortgage interest rates are at 3.750% and 5/1 ARM loan rates are at 3.000%. Heading into the weekend, these low conforming mortgage rates are available with 0.7 to 1% origination fee to borrowers with good credit and the ability to receive lender approval.

Today’s FHA 30 year fixed mortgage rates are at 4.375%, FHA 15 year fixed mortgage rates are at 4.000% and FHA 5/1 ARM loan rates are at 3.750%. FHA closing costs (APR) are higher than conforming mortgage loans due to various FHA fees and the upfront mortgage insurance premium. On the hand, FHA mortgage loans offer many benefits to borrowers such as the attractive down payment requirement that can be as low as 3.5%.

Current jumbo 30 year fixed mortgage rates are at 5.250%, jumbo 15 year fixed mortgage rates are at 5.000% and jumbo 5/1 ARM loan rates are at 3.625%. These jumbo mortgage rates are still low and affordable for the high end borrower in need of financing above the conforming loan limit. Well qualified borrowers can obtain these low jumbo mortgage rates with 0.7 to 1% origination point.

Today’s Wells Fargo California 30 year fixed mortgage interest rates are at 4.875% (5.065% APR).

MBS prices (mortgage backed securities) are down -3/32 which is above earlier pricing of -4/32. Mortgage rates move up and down and in the opposite direction of MBS prices. Yesterday’s release of economic data, which included a drop in the unemployment rate to 8.9%, are indications that the economic recovery is moving forward. This lead investors to turn to the stock market which is seeing a rebound with the Dow up 100 points. MBS markets are remaining fairly quiet today.

FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders’ rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1% point origination.

Today’s 30 year fixed mortgage rates are at 4.625% and 15 year fixed mortgage rates are at 3.750%. 5/1 ARM loan rates are at 3.000%. Available with 0.7 to 1% origination fee, borrowers can still obtain these low mortgage rates provided they have maintained good credit and can be approved according to lender standards.

Current FHA 30 year fixed mortgage interest rates are at 4.375% and FHA 15 year fixed mortgage interest rates are at 4.000%. FHA 5/1 ARM loan rates are at 3.750%. Although FHA closing costs (APR) are higher due to applicable FHA fees and the upfront mortgage insurance premium, borrowers still chose FHA mortgage loans because of the low down payment requirements and the easier credit qualifying.

Today’s jumbo 30 year fixed mortgage rates are at 5.250% and jumbo 15 year fixed mortgage rates are at 5.000%. Jumbo 5/1 ARM loan rates are at 3.625%. These low jumbo mortgage rates are available to high end and well qualified borrowers in need of financing above the conforming loan limit with 0.7 to 1% origination fee.

Current Wells Fargo California 30 year fixed mortgage interest rates are at 4.875% (5.065% APR).

MBS prices (mortgage backed securities) have improved and are down -3/32 (FNMA 30 yr 4.5 at 102.17) after earlier pricing of -11/32. Mortgage rates are affected by MBS prices by moving in the opposite direction. Today’s reports included the index of leading indicators and Consumer Price Index, both of which showed an increase. Since worldwide events have been influencing the markets for several weeks, this was positive news for the economic recovery which pushed investors to turn back to the stock market.

FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders’ rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1% point origination.