Today’s conforming 15 year fixed rate remains 4.25%, and 5/1 ARM rate 3.625.

While the FHA 15 year fixed rate is slightly higher than conforming at 4.5%, the FHA 5/1 ARM is also available at 3.625%.

Jumbo mortgage rates remain unchanged as well. Today’s 30 year fixed rate jumbo mortgage is at 5.625.

Jumbo mortgages falling within the jumbo conforming loan limits, which vary for each county based on median home values, can be obtained at a lower rate of 4.875%.

Looking for the lowest mortgage rates today? Search local mortgage rates or get a fast free mortgage rate quote.

FreeRateUpdate.com researches over 2 dozen wholesale lenders’ daily to determine the most accurate mortgage rates. These rates are commonly referred to as “par rates” in the mortgage industry.

We’re just 2 1/2 weeks from the end of government mortgage-backed securities pricing. When it ends it’s expected mortgage rates will rise.

Mortgage-backed securities prices, which drive mortgage rates in the opposite direction, are unchanged today.

The benchmark 10 year treasury yield, used to forecast mortgage rates, is at 3.71. The yeild was around 3.2 when mortgage rates hit the mid 4’s late last year.

To display today’s mortgage rates on your website or blog use our today’s mortgage rates widget.

Today’s 15 year fixed rate is still 4.25, and the 5/1 ARM rate 3.625.

FHA mortgage rates continue to be nearly identical to conforming (standard) mortgage rates, except for the 15 year fixed FHA loan rate, higher by 1/4 at 4.5%.

30 year fixed jumbo mortgage rates remain at 5.625%. Borrowers with an extremely low LTV may be able to find rates better by an 1/8.

Mortgage-backed securities prices, which drive mortgage rates in the opposite direction, were flat this week leading to very stable mortgage rates.

The benchmark 10 year treasury yield, used to forecast mortgage rates, is at 3.71 as of 11:00 AM PST, down – 0.01.

To display today’s mortgage rates on your website or blog please use our today’s mortgage rates widget, available for free.

Rates in this article are available to well-qualified consumers at a standard .07 to 1 point origination as verified by FreeRateUpdate.com research of wholesale lenders’ rate sheets. These rates are known in the mortgage industry as “par rates”.

15 year fixed rates remain at 4.25, and 5/1 ARM rates at 3.625.

Looking for the lowest mortgage rates today? Click here to search local mortgage rates, or try our fast free mortgage rate quote.

FHA mortgage rates continue to be the same as conforming mortgage rates with the exception of the 15 year fixed FHA rate, which is 4.5, slightly higher. FHA loans come with substantially higher fees, including MI which will be boosted to 2.25 of the loan amount, due at closing, on April 05 of this year.

Mortgage-backed securities prices, which drive mortgage rates in the opposite direction, are down -4/32. The benchmark 10 year treasury yield, used to forecast mortgage rates, is down -0.02 and at 3.7 as of 10:18 AM PST.

To display today’s mortgage rates on your website or blog use our free mortgage rates widget.

FreeRateUpdate.com researches wholesale lenders’ rate sheets daily to determine the rates for well-qualified consumers associated with a standard .07 to 1 point origination, known in the mortgage industry as “par rates”.

The benchmark 10 year treasury yield, used to forecast mortgage rates, is up to 3.72, +0.02 on the day. Many economists believe the yield will spike to above 4 before the year is over. If that happens, it is likely mortgage rates will be in the mid 5’s or higher, compared to 30 year fixed rates of 4.75 available today.

Looking for the lowest mortgage rates today? Search local mortgage rates here.

Conforming 30 year fixed rates held at 4.75 yet again. The 15 year fixed rate is cemented at 4.25, and the 5/1 ARM rate at 3.625. Mortgage rates haven’t budged since falling two weeks ago.

FHA mortgage rates continue to mirror those of conforming mortgages.

The jumbo 30 year fixed rate, for a true jumbo mortgage exceeding conforming jumbo limits, is 5.625.

Rates mentioned in this article are available today to well-qualified consumers paying a standard .07 to 1 point origination as verified by FreeRateUpdate.com research of wholesale lenders’ rate sheets.

To display current mortgage rates on your website or blog use our mortgage rates widget.

The current 15 year fixed rate remains 4.25, and the 5/1 ARM 3.625.

Looking for the lowest current mortgage rates? Seach local mortgage rates here.

FHA mortgage rates continue to be nearly identical to conforming, a.k.a. standard, mortgage rates. The exception would be the 15 year fixed FHA rate, which is a 1/4 higher at 4.5%. FHA loans come with higher fees thanks to MI and other FHA mandated fees charged at closing. A home buyer tax credit of up to 8 grand is available until April 30th for those using an FHA loan to buy a home. It is applicable towards closing costs.

Current jumbo mortgage rates haven’t budged lately. The 30 year fixed jumbo rate is cemented at 5.625.

Mortgage-backed securities prices, which drive mortgage rates their opposite, are down -6/32. The benchmark 10 year yield, used for mortgage rates forecasting, is at 3.72, up +0.02 as of 10:36 AM PST.

FreeRateUpdate.com researches over 2 dozen wholesale lenders’ rate sheets to determine the most accurate mortgage rates. These mortgage rates are well known in the mortgage industry as “par rates” and are available today to well qualified consumers paying standard origination.

To display current mortgage rates on your website or blog please use our free mortgage rates widget.

FHA 30 year fixed rates continue to mirror those of standard (conforming Freddie Mac FRE and Fannie Mae FNM insured) mortgages, with the exception of the 15 year fixed FHA rate which is slightly higher at 4.5.

Jumbo 30 year fixed rates, for true jumbo mortgages exceeding jumbo conforming loan amounts, are at 5.625. 30 year fixed loans falling within conforming jumbo limits, which vary for each county depending on median home prices, are available fixed for 30 years at 4.875%. 

Looking for the lowest mortgage rates today? Search local mortgage rates here.

Mortgage-backed securities prices, which drive mortgage rates in the opposite direction are up today, +7/32 (FNMA 30-yr 4.5 at 101.12). As a result mortgage rates have stabilized further at current levels. The benchmark 10 year treasury yield, used to forecast mortgage rates, is at 3.69, down -0.01.

FreeRateUpdate.com researches over 2 dozen wholesale lenders’ rate sheets on a daily basis. Rates in this article are verified as being available to well-qualified consumers today at .07 to 1 point origination, considered standard. These rates are referred to in the mortgage industry as “par rates”.

To display today’s mortgage rates on your website or blog use our today’s mortgage rates widget.

Looking for the lowest possible mortgage interest rates? Search local mortgage interest rates here.

Current FHA mortgage rates continue to be about the same as conforming. The current FHA 30 year fixed rate is 4.75, unchanged. The current 15 year fixed rate is 4.5, and 5/1 ARM rate 3.625, both unchanged. FHA loans come with higher costs due to MI and other FHA fees.

Current jumbo mortgage rates are, you guessed it, unchanged. The current jumbo 30 year fixed rate is 5.625.

FreeRateUpdate.com researches over 2 dozen wholesale lenders’ rate sheets daily to determine the most accurate mortgage rates associated with a standard .07 to 1 point origination, available to well-qualified consumers. These mortgage rates are well known in the mortgage industry as “par rates”. These, not national averages, are the rates consumers should shoot for.

Mortgage-backed securities prices, which drive mortgage rates in the opposite direction, are up a tad today +2/32 (FNMA 30-yr 4.5 at 101.07).

The benchmark 10 year treasury yield, used to forecast mortgage interest rates, is unchanged and at 3.7 as of 8:52 AM PST.

To display current mortgage interest rates on your website or blog use our mortgage rates widget.

Looking for the lowest mortgage rates? Click here to search local mortgage rates.

FHA mortgage rates, also flat, continue to mirror rates of conforming mortgages. It should be noted that FHA loans come with much higher costs due to MI and FHA fees not associated with a standard Freddie (FRE) or Fannie Mae (FNM) insured mortgage. Also the FHA 15 year fixed rate is a 1/4 higher than the conforming rate and at 4.5%.

Jumbo mortgage rates, though not moved by the same MBS prices as conforming and FHA loans, remain steady as well. The current jumbo 30 year fixed rate remains 5.625 with a few lenders’ like Wells Fargo offering 5.5 for borrowers with extremely low LTV’s.

Mortgage-backed securities prices, which move mortgage rates their opposite, are flat today.

To display current mortgage rates on your website or blog use our mortgage rates widget.

FHA mortgage rates continue to be nearly the same as conforming mortgage rates. FHA 30 year fixed loans can be obtained at 4.75 with about a point origination today. The big difference though is in closing costs. MI and other FHA fees make FHA loans far more expensive.

Nothing new with 30 year fixed jumbo rates which remain at 5.625. 5.5 is available to borrowers with an extremely low loan to value, under 60% LTV.

Looking for the lowest mortgage rates today? Click here to search local mortgage rates.

Mortgage-backed securities, which drive mortgage rates in the opposite direction, are unchanged today. The benchmark 10 year treasury yield, used to forecast 30 year mortgage rates, is up +0.03 and at 3.71 as of 12:16 PM PST.

FreeRateUpdate.com researches over 2 dozen wholesale mortgage lenders’ rate sheets to determine the most accurate mortgage rates. These rates are usually 1/4 below reported national averages, available to well-qualified consumers at a standard .07 to 1 point origination, and are commonly referred to in the mortgage industry as “par rates”.

To display today’s mortgage rates on your website or blog use our today’s mortgage rates widget.

Other mortgage rates include the 15 year fixed rate, at 4.25%, and the 5/1 ARM at 3.625%.

The current jumbo 30 year fixed rate remains 5.625, with 5.5 available to consumers with a loan to value of 60% or less. That means on a purchase loan you’d have to put at least 40% down to get the better rate.

Looking for the lowest current mortgage rates? Search local mortgage rates here.

Current mortgage rates are un-stable thanks to a size-able decline in mortgage-backed securities prices Friday. MBS prices move mortgage rates in the opposite direction. On Friday, MBS prices dipped as much as -14/32 (FNMA 30-yr 4.5 at 101.00), before ending the day down -8/32.

FreeRateUpdate.com researches over 2 dozen wholesale lenders’ on a daily basis to determine the most accurate mortgage rates. The mortgage rates in this article are verified available today for well-qualified consumers with .07 to 1 point origination. The rates discussed are well known in the mortgage industry as “par rates”.

To display current mortgage rates on your website or blog use our free mortgage rates widget.