For more specific information, get Cheyenne mortgage rates, Casper mortgage rates
Wyoming Mortgage Rates
| Bank | Rate | Term | Type | Points | Contact | Learn More |
|---|---|---|---|---|---|---|
| Unlock Bank | 3.5 | 30 Year Fixed | Jumbo | 0.7 to 1.6 | Show Phone Number | Learn More |
| Unlock Bank | 2.75 | 15 Year Fixed | Jumbo | 0.7 to 1.6 | Show Phone Number | Learn More |
| Unlock Bank | 2.5 | 5 Year ARM | Jumbo | 0.7 to 1.6 | Show Phone Number | Learn More |
| Unlock Bank | 2.25 | 5 Year ARM | Conforming | 0.7 to 1.6 | Show Phone Number | Learn More |
| Unlock Bank | 2.25 | 15 Year Fixed | Conforming | 0.7 to 1.6 | Show Phone Number | Learn More |
| Unlock Bank | 3.25 | 30 Year Fixed | FHA | 0.7 to 1.6 | Show Phone Number | Learn More |
| Unlock Bank | 2.75 | 15 Year Fixed | FHA | 0.7 to 1.6 | Show Phone Number | Learn More |
| Unlock Bank | 2.75 | 5 Year ARM | FHA | 0.7 to 1.6 | Show Phone Number | Learn More |
| Unlock Bank | 3.25 | 30 Year Fixed | Conforming | 0.7 to 1.6 | Show Phone Number | Learn More |
Wyoming Mortgage Rates: Wyoming Mortgage Interest Rates at Risk for Increase
By: Rosemary Rugnetta | February 4th, 2011
February 4, 2011 (FreeRateUpdate.com) – Wyoming mortgages interest rates are at risk for increase as investors fear of inflation is creating a volatile bond market.
Today’s Wyoming 30 year fixed rate mortgages are at 4.750%,Wyoming 15 year fixed rate mortgages are at 4.000% and Wyoming 5/1 adjustable rate mortgages are at 3.000%. These are the low Wyoming mortgage rates available with 0.7 to 1% for Wyoming borrowers who have maintained good credit. Wyoming fixed rate mortgages offer the convenience of mortgage payments that remain the same throughout the life of the loan.
Current Wyoming FHA 30 year fixed rate mortgages are at 4.500%, Wyoming FHA 15 year fixed rate mortgages are at 4.000% and Wyoming 5/1 adjustable rate mortgages are at 3.000%. Wyoming FHA mortgage loans continue to be popular with Wyoming borrowers even though closing costs are higher (APR) due to the upfront mortgage insurance premium and other various FHA fees due at closing.
Today’s Wyoming 30 year fixed rate jumbo mortgage loans are at 5.250% and 4.625% for Wyoming 15 year fixed rate jumbo mortgage loans. Wyoming 5/1 adjustable rate mortgages are at 3.750%. Wyoming jumbo mortgage loans are available with 0.7 to 1% origination fee for Wyoming borrowers who are in need of financing in excess of the conforming loan limit which is $417,000 to $729,250, depending on the location.
The Wyoming housing market is seeing a rise in home prices and is expected to continue this year. With the rise of commodity prices on the market, Wyoming real estate is on the mend which is positive news for Wyoming borrowers who are purchasing homes or refinancing existing Wyoming mortgage loans.
MBS prices (mortgage backed securities) are down -13/32 which is lower than earlier in the day at -1/32. Mortgage rates move in the opposite direction of MBS prices. Investors fear of inflation is driving the markets as positive employment news was reported and evidence of the economic recovery is evident.
FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders’ rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1 point origination.