New Hampshire Mortgage Rates
New Hampshire Mortgage Rates: Mortgage Rates Level Off in New Hampshire
January 20, 2011 (FreeRateUpdate.com) – After a slight increase earlier this week, mortgage rates have leveled off in New Hampshire making it a good time for New Hampshire borrowers to be looking for the best mortgage loans. Current New Hampshire fixed rate mortgages are still competitive with New Hampshire 30 year fixed rate mortgages at 4.625%, New Hampshire 15 year fixed rate mortgages at 4.000% and New Hampshire 5/1 adjustable rate mortgages at 3.125%. Borrowers still have time to lock in these attractive New Hampshire mortgage rates with 0.7 to 1% origination fee. New Hampshire FHA mortgage loans are still popular due to the low down payment requirements. Today's New Hampshire FHA 30 year fixed rate mortgage loans are at 4.500% and 4.000% for New Hampshire FHA 15 year fixed rate mortgage loans. New Hampshire FHA 5/1 adjustable rate mortgages are also steady at 3.000%. New Hampshire FHA mortgage loans are similar or cheaper than New Hampshire conforming mortgage loans, but have higher FHA closing costs (APR) due to several FHA fees and the mandatory upfront mortgage insurance premium.
New Hampshire jumbo mortgage loans have stayed very attractive for high end New Hampshire borrowers. Current New Hampshire 30 year fixed jumbo mortgage loans are at 5.125%, New Hampshire 15 year fixed jumbo mortgage loans are at 4.750% and New Hampshire 5/1 adjustable rate mortgages are at 3.875%. These are the best New Hampshire jumbo mortgage rates available for New Hampshire borrowers in need of jumbo mortgage loans in excess of the conforming loan limit which is $729,250 depending on the area.
This week ends with MBS prices (mortgage backed securities) up +4/32. MBS prices affect mortgage rates which go up and down in the opposite direction. After a busy week of economic data being released, today had no reporting which translated to quiet markets.
New Hampshire is showing much progress with the economic recovery. The housing market in New Hampshire is stabilizing and New Hampshire mortgage rates are still low making it an opportune time for both New Hampshire buyers and sellers.
FreeRateUpdate.com surveys more than two dozen wholesale and direct lenders' rate sheets to determine the most accurate mortgage rates available to well qualified consumers at a standard .07 to 1 point origination.
New Hampshire mortgage rates
Mortgage Rates Widget
mortgage rates
Mortgage Rates Chart
mortgage rates
FHA Mortgage 101
- Conventional vs. FHA mortgage, the difference
- Conventional vs. FHA mortgage, the difference
- Conventional vs. FHA mortgage, the difference
- Conventional vs. FHA mortgage, the difference
- Conventional vs. FHA mortgage, the difference
- Conventional vs. FHA mortgage, the difference
- Conventional vs. FHA mortgage, the difference
- Conventional vs. FHA mortgage, the difference
- Conventional vs. FHA mortgage, the difference
- Conventional vs. FHA mortgage, the difference