Current FHA Mortgage Rates Steady – Current FHA 30 Year Fixed Loan Rate at 4.75%

By: | February 8th, 2010

Feb. 8 ( – With no major economic data set to be released today FHA mortgage rates are flat. FHA mortgage rates have been just above record lows for a few weeks now. Last week brought a slight pricing improvement. Pricing affects cost and if there’s a big enough pricing improvement lenders will adjust their mortgage rates.  Both the conforming and FHA 30 fha mortgage ratesyear fixed rates have remained close to each other over the past month. Mortgage-backed securities, which push FHA mortgage rates in the opposite direction, were up slightly last week and are unchanged today. The benchmark 10 year treasury yield, which is used to forecast both FHA and conforming mortgage rates, is at 3.59, up .025 on the day.

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Current FHA Mortgage Rates at Par: research of wholesale mortgage lenders rate sheets shows no change in today’s FHA mortgage rates over Friday. Today’s FHA 30 year fixed rate at par is 4.75%. Today’s FHA 15 year fixed rate is 4.5%. Today’s FHA 5/1 ARM rate is 3.75%. FHA mortgage rates are historically low and about 1/4% off all time lows.

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"I was looking at a 4.375% with Wells Fargo, my local bank, before stumbling upon via a google search. They hooked me up with a longstanding savings and loan bank of which I closed on a 30 year fixed rate of 3.75% with. I'd recommend anybody looking at refinancing or buying a home give free rate a shot."

-Joe Klien, Detroit, MI